Brunettet33n online webcams for YOU!
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Thanks, I’ll check out the uni. I want to learn more. I’ve been listening to David Bach’s book and like it.
Wasn’t good with money as in I didn’t earn a lot and it was hot for me to save.
1) The budget right now is don’t spend on anything besides needs. I use Tiller to track expenses.
2) Yes we do, but because of my mat-leave, our expenses are higher than what we were bringing in for the last 3 months.
3) Living within our means = had some house projects come up (drainage), which set us back. Since my mat-leave we paused unnecessary spending though.
4) Yes we both contributed to retirement.
I think this current episode did instill new financial habits in me. For example, just because income goes up, spending doesn’t have to go up.