Brunettet33n online webcams for YOU!

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1. Thanks, I’ll check out the uni. I want to learn more. I’ve been listening to David Bach’s book and like it.

   Wasn’t good with money as in I didn’t earn a lot and it was hot for me to save.

   1) The budget right now is don’t spend on anything besides needs. I use Tiller to track expenses.

   2) Yes we do, but because of my mat-leave, our expenses are higher than what we were bringing in for the last 3 months.

   3) Living within our means = had some house projects come up (drainage), which set us back. Since my mat-leave we paused unnecessary spending though.

   4) Yes we both contributed to retirement.

   I think this current episode did instill new financial habits in me. For example, just because income goes up, spending doesn’t have to go up.

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