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Yes. So go give HER your opinion and stop trying to get me to agree with you. It's not going to work, and it's boring.
Don't get a contract, it's unlikely he will sign in.
Start a 'paper' trail by messaging him about the loan. Ask him when he is going to pay you back, tell him you need the money because you're saving for something or tell him whatever is necessary to get enough proof it was a loan and not a gift.